Wednesday, 2 February 2011

eBanking

I like eBanking, it helps me to save a lot of time by queuing in the branch. However, some people feel worry about its security, they don't want their money be stolen via Internet.

Here are the questions I will ask myself to ensure I am under enough protection.

* Am I connecting to the right place?
You will have to look at its digital certificate. It has to be verified by a trusted third party authentication service provider (example: Verisign). Banks alway suggest you to look for the GREEN bar next to the URL.

* Am I using a secured connection?
Most people will install Wifi router at home, you will have to ensure you have secured your wireless realm with enough encryption.

* Am I using a clean computer?
Basically, my rule is "use my own computer". Using public computer in cafe shop or library is a bit risky. We shouldn't take this unnecessary risk, right?

* Am I using a strong password?
Most banks will suggest how you can construct a strong password. Look at their pages for their advice.

I know most people are good at this topic and I am just here sharing my little thought here. Welcome for more input.